Your privacy is important to us. This policy explains how KiMi Financial Solutions collects, uses, and protects your information.
KiMi Financial Solutions ("we," "our," or "us"), operated by Sajan Devan, a Financial Professional affiliated with Integrity | HGI (The Hegemon Group International), is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website, submit a contact form, book an appointment, or communicate with us via phone, email, or SMS text message.
By using our website or providing us with your personal information, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this policy, please do not use our website or provide us with your information.
We collect personal information that you voluntarily provide to us, including:
When you visit our website, we may automatically collect certain information about your device and browsing behavior, including:
Our website may use cookies, web beacons, and similar tracking technologies to enhance your browsing experience and collect usage data. Cookies are small data files stored on your device. You can control cookie settings through your browser preferences. Note that disabling cookies may affect the functionality of certain website features.
We may use the following types of cookies:
We use the personal information we collect for the following purposes:
SMS Consent and Opt-In: By providing your phone number and checking the SMS consent box on our contact form or booking page, you expressly consent to receive SMS text messages from KiMi Financial Solutions at the mobile number you provide. This consent is not a condition of purchasing any product or service.
Message Types: SMS messages may include appointment confirmations and reminders, follow-up communications regarding your inquiry, educational financial planning information, and updates about our services.
Message Frequency: Message frequency varies based on your interactions with us. You may receive periodic messages related to your inquiry or appointment.
Message and Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan. KiMi Financial Solutions is not responsible for any charges imposed by your mobile carrier.
Opt-Out Instructions: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message and no further SMS messages will be sent.
HELP Instructions: For assistance or more information about our SMS communications, reply HELP to any message or contact us at [email protected] or 813-418-2817.
Supported Carriers: SMS services are available on most major US carriers. Carrier support may vary.
When you submit a contact form or book a strategy call, you consent to receiving email communications from KiMi Financial Solutions. These emails may include responses to your inquiry, appointment confirmations, follow-up information, and educational content related to financial planning.
You may opt out of marketing email communications at any time by clicking the "unsubscribe" link included in our emails or by contacting us directly at [email protected]. Please note that transactional emails (such as appointment confirmations) may still be sent as needed.
We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following limited circumstances:
Our website and operations may use the following third-party services, each of which has its own privacy policy:
We are not responsible for the privacy practices of these third-party services. We encourage you to review their privacy policies independently.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, maintain business records, and comply with applicable legal and regulatory obligations. When your information is no longer needed, we will securely delete or anonymize it.
SMS opt-in consent records are retained in accordance with applicable telecommunications regulations, including TCPA requirements.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of internet transmission or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.
If you believe your information has been compromised, please contact us immediately at [email protected].
Depending on your location, you may have the following rights regarding your personal information:
To exercise any of these rights, please contact us at [email protected] or 813-418-2817.
Our website and services are intended for adults aged 18 and older. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have inadvertently collected information from a minor, we will promptly delete it. If you believe we have collected information from a minor, please contact us immediately.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt out of the sale of personal information. As noted above, we do not sell personal information. To exercise your California privacy rights, please contact us at [email protected].
For clients in Canada, we comply with the Personal Information Protection and Electronic Documents Act (PIPEDA). We collect personal information only with your knowledge and consent, and only for the purposes identified in this policy. You have the right to access your personal information and challenge the accuracy of that information. To make a request, contact us at [email protected].
We may update this Privacy Policy from time to time to reflect changes in our practices, services, or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.
If you have questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us:
We will respond to privacy-related requests within a reasonable timeframe, generally within 30 days.
Disclaimer: This Privacy Policy is provided for informational purposes. It does not constitute legal advice. For compliance with specific regulations applicable to your business, please consult a qualified attorney.